Chapter 13 bankruptcy (formerly known as "wage earner") involves consolidating your debts and paying your debts back over a period of three to five years without interest and at a payment you can afford.
This option should be chosen by a consumer who has fallen behind on mortgage or car loan payments and needs a substantial amount of time to repay the past due portion of these debts to the creditor.
Chapter 13 bankruptcy is best for those whose incomes are too high for a Chapter 7 filing and need to pay off the debts over a period of time.
The choice of a lawyer in a bankruptcy case is a very important one. Castle Law Office is a debt relief agency that assists people with bankruptcy under the bankruptcy code. Contact Castle Law Office today at 816-842-6200 to discuss your options.
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