After you file for bankruptcy, creditors must stop all collection efforts. You are protected from their harassment under a provision of the Bankruptcy Code called the "automatic stay." In some cases, you or your attorney should contact the creditor immediately after filing the bankruptcy petition, especially if a lawsuit is pending or if repossession of cars or personal property is imminent.
You can be assured that the calls will stop in two ways:
Once the bankruptcy is filed, your attorney will assume all responsibility for communicating with your creditors. A creditor may be liable for court sanctions if it continues to use collection tactics once informed of the bankruptcy.
The choice of a lawyer in a bankruptcy case is a very important one. Castle Law Office is a debt relief agency that assists people with bankruptcy under the bankruptcy code. Contact Castle Law Office today at 816-842-6200 to discuss your options.
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