Q Is There a Maximum Amount That Can Be Garnished from My Wages?
If your wages are being garnished it can be distressing, but there are limits as to how much money can legally be removed from a worker’s pay.
These limits are based on the worker’s disposable income and can change depending on why a person’s wages are being garnished. The amount in court ordered wage garnishments are based on a sliding scale dependent on a worker’s disposable income.
Generally, the most that can be garnished from a paycheck is 25 percent of pay after mandatory deductions have been made. If an employee’s income is less than $290 a week, the amount garnished should be less than 25 percent.
Child support and alimony are different. The court is allowed to garnish up to 50 percent of a worker’s disposable income when that worker is supporting another spouse or child but behind on child support or alimony. If the worker isn't supporting anyone else, the courts can order wage garnishment of up to 60 percent.
In either case, the courts can add an additional 5 percent garnishment for child support and alimony payments that are more than12 weeks overdue.
When you have questions about wage garnishment and your rights, it can be beneficial to talk with an attorney who will go over your situation and help you figure out what options you have.
Castle Law Office has been handling bankruptcies for Kansas City clients from more than 14 years. If you need the fresh start bankruptcy can provide, call us today at 816-842-6200 to speak with an attorney. Or click here to email us and schedule your free consultation.