If you're facing repossession in Kansas City, there are a few things you can do to stop it from going through:
If at all possible, pay the bill.
Rarely do we ever see anyone in our office who could easily pay their car payment, but it';s important to mention that if the car is a big priority and you're able to pay back even part of the bill, that might be enough to save the car for a little while.
Lock up the car.
A lot of people will store their cars in a garage, where repo agents can't break in without going through certain legal procedures. This is NOT a long-term solution, but it can keep your car safe for long enough to come in and see a lawyer.
Talk with a bankruptcy lawyer.
Our attorneys help people stop repossession in Kansas City all the time. By filing for bankruptcy, you save your car and can deal with other debts at the same time. In fact, once you sign with a bankruptcy attorney, all creditor phone calls have to stop.
We can often help people even right after their cars have been repossessed - just make sure you contact us immediately!
And remember, never get violent over a repossession. It can be tempting, as your car might be your only way to get to work or take care of your kids; but it's not worth getting in trouble with the law. If you question whether it's a legitimate repossession or a theft, you have the right to call the police and check. But even if it's a theft, it's much safer for you to let law enforcement deal with the situation.
If you're worried about your car payments, make sure to call us today. Castle Law Office has been handling bankruptcies for Kansas City clients from more than 14 years. If you need the fresh start bankruptcy can provide, call us today at 816-842-6200 to speak with an attorney. Or click here to email us and schedule your free consultation.