As it really depends on the specific details and nature of the car accident, there isn't a simple yes or no answer to this question. A general rule to keep in mind, however, is that the other individual’s car insurance company will probably attempt to offer you as little money as possible and may try to get you to sign a release that prevents you from seeking any further compensation or damages.
If the other insurance company tries to settle with you within days after the accident, it's most likely not a good idea to accept the offer for two reasons:
One, it's possible you may have sustained injuries that don't immediately present themselves, or you may experience additional injuries in the future.
Two, the insurance company is probably giving you a low offer since they know it's early and you're vulnerable.
Before accepting any settlement, it's wise to see a doctor and have a thorough examination so your injuries will be documented. Additionally, to avoid being taken advantage of, you should speak with a lawyer who can help you to understand the best way to proceed, what your claim is truly worth, and to what compensation you might be entitled.
We're experts in this area. Our Kansas City car accident attorneys know all about what insurance companies will try in order to save money. Call us today at 816-842-7100 to speak with an attorney that will fight to get you the compensation you deserve. Or you can click here to email us and schedule your free consultation.