Q What Types of Injuries Aren't Covered Through Workers’ Compensation?
Workers’ compensation is a state-mandated insurance program designed to help you when you have a work-related injury or illness. According to each state's laws, there are certain injuries that might not be covered through workers’ compensation.
Your claim could be disqualified if you knowingly make false statements about your injury or treatments on your claim, such as reporting an injury that occurred after you quit or were terminated from a position, or reporting an injury that happened while not on the job.
There are other things that can get you disqualified from receiving workers’ compensation. One disqualifying factor is being intoxicated or under the influence of illegal drugs while on the job, especially if it can be proven that your impaired state led directly to your injury.
Inappropriate behavior can also impact on your claim. Usually this means you have to be doing something extremely negligent, have knowledge your actions are grossly inappropriate or illegal, and suffer an injury only as the direct result of your behavior. Some common behaviors that might disqualify your claim are self inflicted injuries, starting a fight that results in your injury, excessive horseplay, violating company policy, or an injury sustained while committing a felony.
If you've sustained a job-related injury and were told it won't be covered, you should consult an attorney fluent with the workers’ compensation statutes in your state. In Kansas City workers' compensation, the laws could be determined by either Missouri or Kansas.
Our attorneys know the laws in both states and can help you make a successful workers' comp claim after an on-the-job injury. Call us today at 816-842-7100 to speak with an attorney that will fight to get you the compensation you deserve. Or you can click here to email us and schedule your free consultation.