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Stop Creditor Harassment

Your Freedom from Creditors Pestering You for Money

After you file for bankruptcy, creditors must stop all collection efforts. You are protected from their harassment under a provision of the Bankruptcy Code called the "automatic stay." In some cases, you or your attorney should contact the creditor immediately after filing the bankruptcy petition, especially if a lawsuit is pending or if repossession of cars or personal property is imminent.

You can be assured that the calls will stop in two ways:

  • Tell creditors that you have filed a bankruptcy petition if and when they call. Provide them with your docket number for your bankruptcy case.
  • The court will send a notice to all your creditors about your filing. This notice bars them from contacting you. This letter may take a couple weeks from the date of your filing to be received by you creditors.

Once the bankruptcy is filed, your attorney will assume all responsibility for communicating with your creditors. A creditor may be liable for court sanctions if it continues to use collection tactics once informed of the bankruptcy.

Contact Castle Law Office for Debt Relief Counseling

The choice of a lawyer in a bankruptcy case is a very important one. Castle Law Office is a debt relief agency that assists people with bankruptcy under the bankruptcy code. Contact Castle Law Office today at 816-842-6200 to discuss your options.

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