Each financial situation is unique and there are often signs that could indicate that you may want to consider filing for bankruptcy. The following are just some examples of what to consider, and the warning signs to lookout for. Chances are that one of our bankruptcy attorneys have helped someone in our community who was in a similar financial situation. Don't hesitate to take advantage of our free consultation to discuss your financial situation with an attorney.
You spend more than you earn on a regular basis.
This may seem obvious, but it is often the most telling sign that bankruptcy could be an option for you. We've worked with many individuals to help them cut their expenses for a fresh financial start.
You're paying with a credit card because you don't have the funds.
Credit card debt is the #1 cause of financial trouble in the United States. The average family in our country has around $6,000 in credit card debt totaling $807 billion, according to the Federal Reserve Survey of Consumer Finances. Our attorneys can review your credit card history and your current financial situation to help you decide if bankruptcy is right for you.
You delay or avoid medical, house, and car expenses because you can't afford it.
Individuals with financial troubles may not have the funds for essential services. Not only is this a sign that you may be in financial trouble, but not having the proper health care or failing to maintain your vehicle/house could eventually cost you more in the long run. The sooner you have a better understanding of your financial options, the sooner you can make adjustments to better afford the essentials.
You're always worried or thinking about your finances.
Almost everyone with financial stress gets consumed by it at some point. The pressure of mounting debt can also take a toll on an Individual’s health. The first step to a fresh financial start is speaking with a professional who can help you better understand your options and to learn if bankruptcy is right for you.
Bankruptcy in Kansas City
We understand that every bankruptcy case is different, and we will work hard to help you put together a plan so that you can get back on your feet and one step closer to a debt free life. If you are thinking about filing bankruptcy, Castle Law Office provides free consultations for Missouri and Kansas residents. You can call us at 816-842-6200 or email us to set an appointment with a Castle Law Office Attorney to discuss your options.
Free Bankruptcy Evaluation
Bankruptcy Evaluation Form: www.castlelaw-kc.com/reports/free-bankruptcy-evaluator.cfm