Bankruptcy is an important decision that can have long-lasting effects on your life. It’s important to be prepared at the beginning of this financially complex process. Our bankruptcy attorneys share information to help individuals who are considering filing for bankruptcy be better prepared. Of course, they will walk you through the process and are available to answer any specific questions that you may have before, during, and even after bankruptcy.
Documents We Recommend You Gather before Chapter 7 Filing:
- Pay-stubs (past seven months)
- Bank statements (past six months)
- Tax returns (past four years)
- mortgage loan documents
- car loan documents
- Current Investments
- Retirement Statements
- Current Mortgage
- Current Car Loan
- Credit Card statements
- Collection(s) Statements
- Driver’s License
- Social Security card
- Your attorney will provide you with a more extensive list during your consultation
General Tips to Rebuild Credit:
- Use a secure credit card
- Understand the problems and situation that led to your bankruptcy filing
- Pay bills and debt on time
- Try to keep the same credit card
- Avoid scams and fraud
- Develop smart spending habits
