Yes, you can still file for bankruptcy even if you've recently received an inheritance or tax refund. However, the treatment of these funds depends on the timing and chapter of bankruptcy you choose.  In general, refunds for income earned before filing could be used to pay creditors, while refunds received after filing (and depending on the chapter) might be exempt.  An inheritance may also be subject to similar rules.  It's important to consult with a bankruptcy attorney to understand how these windfalls will impact your specific case.