Q How Can I Get My Car Back If It's Been Repossessed?
If your car is repossessed before you come in to see our Kansas City bankruptcy attorneys, there are often options for getting it back.
By filing a Chapter 13, you agree to include the amount you owe on the car in your new, court-approved payment plan. So you can get the car back, provided it hasn't been sold and you're able to make the new monthly payments.
Remember, the payments are set up to work within your income from the get-go, so you don't need to worry about skyrocketing bills anymore.
If your car has already been repossessed, you should contact our office ASAP. This is a time game. You don't want to be in a situation where the car goes up for auction or gets sold.
If you're facing repossession but it hasn't happened yet, you shouldn't wait, either. Bankruptcy puts an automatic stay on repossession, which means once you file, the repossession threat will stop. That's a lot better than scrambling after they've already taken your car.
Repossession is one of the most common reasons people consider bankruptcy in the first place. Castle Law Office has been handling bankruptcies for Kansas City clients from more than 14 years. If you need the fresh start bankruptcy can provide, call us today at 816-842-6200 to speak with an attorney. Or click here to email us and schedule your free consultation.