If your debts are overwhelming and you're struggling to survive with the amount of money being garnished from your wages, bankruptcy is an option to consider. It's always best to discuss your specific situation with an experienced bankruptcy attorney who can help you figure out how to stop the wage garnishments or even recapture past money that's been garnished.

If you file for bankruptcy, most wage garnishments will be stopped for as long as your case is open. As soon as you file for bankruptcy an automatic stay is put in place to stop creditors from being able to garnish your wages.

If a creditor wants to resume wage garnishment, they must petition the court to lift the stay. This will only happen if they can give a valid reason to do so, which makes it extremely rare. It's also important to note that child support and alimony garnishments won't be stopped, as they're considered priority debts.

Your ultimate goal in filing bankruptcy is to receive a discharge, which should include your credit obligations. If a credit obligation is covered by the discharge, the creditor can't resume wage garnishment.

Castle Law Office has been handling bankruptcies for Kansas City clients from more than 14 years. If you need the fresh start bankruptcy can provide, call us today at 816-842-6200 to speak with an attorney. Or click here to email us and schedule your free consultation.