Bankruptcy is a complex legal process and may be overwhelming. Our attorneys are subject matter experts who have years of experience and can help you figure out what to do when you feel stressed and vulnerable. They'll find exemptions for you to help you get the most out of your case. Here’s how to start the bankruptcy process:
- Contact a qualified bankruptcy attorney. When you’re ready to proceed, your attorney will help you complete paperwork disclosing your assets and debts as well as your income.
- A means test will determine whether you can file for Chapter 7 bankruptcy (a discharge of debts) or Chapter 13 bankruptcy (a reorganization of debts and a repayment plan).
- Complete an online personal credit-counseling course within 180 days of filing for bankruptcy that is approved by the U.S. Trustee. Credit counseling must now be completed in two parts — once before filing and again before discharge.
- Your lawyer will file all of your paperwork and represent you at the 341 hearing. A trustee oversees all of the administrative tasks associated with your case.
- Depending on which type of bankruptcy you qualify for, you may have to pay some of your debts back or you may get them discharged, which means you're removed from the legal obligation to pay them.
Castle Law Office has been handling bankruptcies for Kansas City clients from more than 14 years. If you need the fresh start bankruptcy can provide, call us today at 816-842-6200 to speak with an attorney. Or click here to email us and schedule your free consultation.
We currently only serve clients in the Kansas City DMA.