For Chapter 13 bankruptcy, the time frames can vary according to your case. Typically, your repayment plan will last three to five years, but every case is different.

In addition, a Chapter 7 discharge may be denied if you already filed a Chapter 13 within the last six years. Similarly, you might not be eligible for a discharge under Chapter 13 if you already received a Chapter 7 discharge within four years of the current case, or if you filed Chapter 13 within two years of the current case.

There are tons of exceptions to these rules. A bankruptcy attorney at Castle Law can help you sift through them all and give you a more accurate picture of what your case might look like.

Jason C. Amerine
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President and Owner, Castle Law Office of Kansas City