Because of some recent TV shows, repossessions have gotten a reputation for being violent. A lot of people imagine cars being repossessed and think of violent threats and physical fights.

But it doesn't have to be that way at all. If you're facing repossession, here are a few things to keep in mind:

1. A lot of times people become violent over car repossessions because they don't understand what's happening.

Perhaps you weren't warned properly that your car could be repossessed. When the repo man comes, you're allowed to call the police and find out if it's legitimate. If it isn't, you should immediately report it as theft.

2. While people in debt get the bad reputation, a lot of repo men come prepared for a fight.

Sometimes these thugs will bring along weapons or use physical threats. They might lie to you and threaten to have you arrested (which they can't do if you're just guilty of missing your car payments). They're not allowed to treat you this way under the law. Report these people to the police and speak with an attorney about how to seek justice if they hurt or threaten you.

3. You can take measures ahead of time to prevent repossession.

Put your car away in a garage, even if you have to borrow one from a friend. You only need it for the very short term, because after you've locked it away you need to see a bankruptcy attorney immediately. Doing this can help you avoid the repo man altogether and keep everyone safer.

Remember, you have options when it comes to repossession. Don't let the situation get worse than it has to. Protect your car and your own safety by contacting us today for a free consultation.

Castle Law Office has been handling bankruptcies for Kansas City clients from more than 14 years. If you need the fresh start bankruptcy can provide, call us today at 816-842-6200 to speak with an attorney. Or you can email us and schedule your free consultation.


Jason C. Amerine
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President and Owner, Castle Law Office of Kansas City