Perhaps the most powerful aspect of the Chapter 13 bankruptcy is the ability to stop a foreclosure of a house, or to help people catch up on their mortgage when they fall too far behind.

If you are behind on your mortgage, a Chapter 13 bankruptcy can prevent the mortgage company from foreclosing on (selling) the house by financing the payment of the mortgage over the course of the bankruptcy plan so that you can stay in the house.

Filing Chapter 13 allows you to make affordable monthly payments over a period of 3-5 years. The payments are determined based on your unique financial situation - they're set up to be realistic for you and your family.

At the end of the 3-5 years, you're caught up with your mortgage payments and able to start again debt-free.

Castle Law Office has been handling bankruptcies for Kansas City clients from more than 14 years. If you need the fresh start bankruptcy can provide, call us today at 816-842-6200 to speak with an attorney. Or you can email us and schedule your free consultation.


Jason C. Amerine
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President and Owner, Castle Law Office of Kansas City