If you're facing repossession you may have heard that bankruptcy can stop it from going through. This is true, and it's one of the common reasons people come in to our office to get help.

When you file bankruptcy, your attorney is actually turning in a petition on your behalf. Once it's filed with the court, that petition becomes what's called an automatic stay. An automatic stay is a court order — a rule issued by the court against a particular person (in this case, your creditors).

In bankruptcy law, the automatic stay halts actions by creditors. That means it stops them from performing any collection efforts against you. So not only does an automatic stay prevent repossession, it also stops foreclosure, harassing phone calls, wage garnishment and other things creditors try to do to scare people.

That automatic stay gives you immediate relief. The bankruptcy process isn't even over yet, but because your petition is filed, you will be able to move on from some of the worst problems that may have brought you into our office in the first place.

If you're facing repossession, don't wait. Filing a petition with our office can put a stop to that repossession and save your car. Our bankruptcy attorneys offer a free consultation to look over your situation. Call us today at 816-842-6200 or email us to get started.

Jason C. Amerine
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President and Owner, Castle Law Office of Kansas City