Many individuals are forced to make split second decisions at the scene of an accident. Talking to the other party’s insurance company is a mistake that we see all the time and our personal injury attorneys want to remind you to communicate with the other insurance company through your personal injury attorney.
Why? Insurance adjusters are trained to ask questions that may seem like a harmless question but could actually jeopardize your case and/or claim. We tell our clients to never consent to giving a recorded statement to an insurance adjuster without hiring a lawyer since you may not have all the facts pertaining to the accident you were involved in. The other driver’s insurance company may also have access to witnesses who saw something you did not, or who might not agree with your description of the accident. The other insurance company may request your medical records or other personal documents. These contain private information that could be used against you. As with any other information asked of you, always respond through your attorney, even and especially with medical records or other documents. It could protect your case in the long run.
Here is a list of the people you may speak to instead:
- The other passengers in your vehicle. You should always take your passengers into consideration and ensure that they are not injured. Often, passengers may be in a state of shock after an accident — just like you are. They may not be able to evaluate their injuries immediately after the collision. Keep in close contact with your passengers as you wait for help to arrive.
- The police. Once the police arrive, it is important to cooperate as they take down the information they need to make their report. For some drivers, it is tempting to be dishonest about what occurred to try to get a better settlement. However, this can have devastating effects in the long term and is not in your best interest. Tell the truth. Do not admit responsibility.
- A personal injury attorney. After talking to the police and seeking medical treatment, contacting a personal injury attorney should be one of your next phone calls. This is because once you have a lawyer involved, you will have experts representing you with the insurance companies. The earlier you can get in touch with an attorney, the better your chances are at winning a fair settlement.
Don't fall for the insurance companies' tricks. We want to help you see through their tactics as well. Call us today at 816-842-7100 to speak with an attorney that will fight to get you the compensation you deserve. Our consultations are free and we offer Walk in Wednesday from 9 am to 1 pm at our downtown office. You can also click here to email us and schedule your free consultation.